Terms of Service | Rocha Financial

Updated: [03/16/2026]

Welcome to Rocha Financial LLC.

By using this website, submitting a form, or requesting our services, you agree to the following Terms of Service.

1. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms.

2. Not a Contract of Insurance

Submitting your information does not create a policy, contract, or guarantee of coverage.

Coverage is issued only by licensed insurance carriers upon approval.

3. No Professional or Legal Advice

Information provided on this website is for general informational purposes and does not constitute legal, tax, or financial advice.

4. User Obligations

You agree that:

All information you submit is truthful
You are at least 18 years old
You will not misuse or disrupt the website

5. Communication Consent (TCPA / A2P Compliance)

By submitting your information, you consent to be contacted by:

Phone
Email
Text message (automated or manual)
Voicemail

Messages will relate to your insurance request, appointments, or services.

Message & data rates may apply.

Reply STOP to opt out or HELP for help.

Consent is not a condition of purchase.

6. Appointment Reminders

You agree that we may send automated appointment reminders and follow-up messages related to your insurance inquiries.

7. Intellectual Property

All content on this site — including images, text, logos, and branding — is the property of Kaizen Financial LLC and may not be copied or distributed without prior written permission.

8. Third-Party Services

We may use third-party tools (e.g., CRM, scheduling software).

You agree to their terms when interacting with those features.

9. Limitation of Liability

Rocha Financial LLC, its partners, or affiliates are not liable for:

Errors in website content
Service interruptions
Third-party failures
Actions of insurance carriers

Insurance approvals and rates are solely determined by the carrier you apply with.

10. Governing Law

These Terms are governed by the laws of the United States and your applicable state.

11. Changes to Terms

We may modify these Terms at any time.

Continued use of the website indicates acceptance of updated Terms.

12. Contact Information

For questions about these Terms, contact:

Rocha Financial LLC

Email: tylerrochainsurance@gmail.com

Phone: 908-800-4920